财务规划

财务规划
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圣玛丽教育在经济上是可以承受的

When we see potential in a student, we pledge to help make your educational dreams a reality! Over 90 percent of Saint Mary’s students receive some form of financial aid. Enabling students to access a Saint Mary’s education is part of our commitment to individual attention and a part of our Lasallian heritage.

The average Saint Mary’s financial aid offer was approximately $36,780 for the 2020–21 academic year.
 

如何支付大学学费:团队合作

保持较高的GPA.

  • Students who achieve a high GPA qualify for merit-based scholarships. Typically, first-year students enter Saint Mary’s with an average GPA of 3.6.
     

申请FAFSA

每年, 提交FAFSA是很重要的, as you may qualify for renewable state and federal grants or become eligible for ones for which you didn't qualify in the past. These include the federal Pell Grant and, for California residents, the 卡尔格兰特.

  • 联邦佩尔助学金: 联邦佩尔助学金 are usually awarded to undergraduate students with exceptional financial need who have yet to earn a bachelor's degree. A Federal Pell Grant, unlike a loan, does not have to be repaid. 金额每年都在变化, 联邦佩尔助学金最高为7美元,2024-25年度(7月1日)395英镑, 2024, 至六月三十日, 2025). All applicants must submit their FAFSA by the deadline and meet all financial and other eligibility requirements.
     
  • 卡尔格兰特: The 卡尔格兰特 is a California-specific financial aid allocation that does not need to be paid back. 卡尔格兰特 applicants must apply for the FAFSA or CADAA by the March 2nd deadline and meet all financial requirements, 资格和最低GPA要求的程序.  Grants are for students attending one of the University of California, California State University or California Community Colleges, or qualifying independent and career colleges or technical schools in California. 在SMC, 卡尔格兰特奖励可以达到11006.  如果你住在加州,请提交 卡尔格兰特 GPA验证表 寄给你学校的注册主任.

 

申请额外奖学金

Research and apply for as many outside scholarships as possible.

 

开始为大学费用存钱

为大学费用存钱永远不会太早. Some options include applying for a part-time job or joining a local organization that may offer college funding opportunities. These include libraries, community centers, churches, and volunteer service organizations.

开设一个免税教育储蓄账户

If your family can start a tax-free educational savings account, 比如529大学储蓄计划, 他们应该尽早这样做. Plans like these allow for extended family and friends’ contributions as well.

 

申请FAFSA

请填写 免费申请联邦学生援助(FAFSA) between six months and one year before you plan to attend college. To calculate financial need, the FAFSA will request parent/guardian tax info from the year prior. 例如, 如果你打算在2024年秋季上大学, you can fill out the 24-25 FAFSA in Fall of 2023 and include your parents’ 2022 tax information. The application opens in December 2023, and the priority deadline is February 15. FAFSA对美国公民开放.S. 公民,你.S. 国民,永久居民和 符合条件的非公民.

After your FAFSA is processed, you’ll receive an email about the federal Student 援助 Report (SAR). Review the SAR to learn your Expected Family Contribution (EFC) The EFC is what the federal government expects your family/support system to contribute toward your college expenses. It’s used to determine how much financial aid a student is eligible to receive for any college.

Create the Best Possible 金融援助 offer Package For You

We will review your FAFSA and 卡尔格兰特 (California residents only) data and academic information. 在你被录取之后, we create the best possible financial aid offer package for you that includes:

  • Automatic consideration for merit scholarships up to $30,000 (based on your academic achievements).
  • 奖学金, grants, loans, and work-study (based on your financial need).

 

灵活付款

The SMC Business Office offers payment plans so students and families can pay as they go.

 

提供金融知识培训

金融援助 服务 offers educational resources on student and parent loans and financial literacy programs designed to help students with money management.

 

学生们坐在一排排书本之间学习

我的投资是多少?

学杂费:55,634美元
Traditional style on-campus residence with meal plan: $16,900
学生活动费:500美元
估计书籍和用品:1152美元
估计个人费用:2871美元
估计交通费:1 107美元
总费用:77,950美元
平均经济援助:- 38,000美元

估计出勤费用:$39,950

Saint Mary’s final cost of attendance after financial aid (which over 90 percent of our students receive) is similar to that of California public universities. Here, you can expect an above-and-beyond education for an average cost.

学生的经验

JR

“当我上高中的时候, I wish I had known that sticker price isn’t always going to be the price you pay for college. I was given a really good merit scholarship package through Saint Mary’s that helped make education attainable.” &,

—JR, '22

西部地区排名前四的大学

—U.S. 新闻 & 世界大学报告:2023年最佳大学